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Job Description
Role Purpose:
The Enterprise Credit Policy & Monitoring Manager is responsible to lead the maintenance of the entire documentation associated with all credit applications, credit support, credit bureaus, control systems and other practices necessary to manage the outstanding credit risk to normal repayment and to properly and effectively monitor credit risk policy
Accountabilities:
Credit Risk Administration
- Review credit documents and liaise with internal and external parties to ensure proper and efficient delivery of credit administration duties
- Manage the Credit Administration team to handle daily administration for credit documentation in full compliance with the internal standards and external regulatory requirements
- Ensure maintenance and safety of all credit information and compliance with approved terms and conditions
Credit Policy Monitoring & Reporting
- Conduct regular review of credit risk policy and procedures to streamline workflow.
- Ensure compliance with the internal policy, credit approval terms and conditions, regulatory ratios / policies etc.
- Review daily system credit monitoring and management reports and identify risky accounts with irregularities and proactively follow-up to ensure corrective action is taken in line with credit policy.
- Monitor all irregularities, past dues, documentation deficiencies, etc., and report to the Credit Management
- Recommending adequate credit policy and procedures to close process gaps.
Systems & Technology Enhancements
- Monitor data integrity to ensure that data held within MIS for respective accounts is correct i.e. Payment Terms, CR numbers, Flexibility deferrals etc.
- Manage the MIS to support the Credit Risk Management activities of the Retail, Corporate and SME Sales Teams.
People Management & Customer Satisfaction
- Maintain strong relationship with all business departments
- Ensure utilizing team capabilities, knowledge, and engagement in supporting Credit Dept main objectives
Skills
Skills Required
- Strong analytical and negotiation skills
- Knowledge of credit administration, documentation and monitoring
- Excellent communication skills, English language
- Advanced Microsoft skills (Mainly Excel & Power Point)
- Confidence to deal with a range of stakeholders
Other Requirements
- A holder of “Fundamentals of Credit” Certificate from Corporate Finance Institute is a plus
Education
Accounting, Finance, Statistics, Mathematics, Computer Science, Economics or
Job Details
Preferred Candidate
Bupa Arabia
Bupa Arabia is a healthcare insurance company based in the Kingdom of Saudi Arabia. We are an associate business of Bupa Group, which is a global healthcare company with an international reach that extends across multiple business operations, practices, and resources.
Founded in October 1997, Bupa Arabia was initially established through a partnership between Bupa Global International and Nazer Group, with the key focus to provide health insurance services with high quality and competitive prices, while ensuring a distinctive experience for customers. Bupa Arabia has since evolved into a fully Saudi-owned and operated company. Our transformation from a joint venture into a publicly traded company on the Saudi Stock Exchange occurred in 2008, as we made 40% of our shares available to the public during our Initial Public Offering (IPO).
As a subsidiary of the global Bupa Group, we draw upon international expertise while maintaining a profound understanding of local healthcare requirements and regulations. This allows us to offer comprehensive healthcare insurance solutions tailored to the unique needs of the Saudi Arabian market.
Bupa Arabia prides itself on its commitment to the wellbeing and development of its employees, providing them with the same standard of care, support, and professionalism that it expects to be delivered to its customers.
Our core values shape every aspect of our work and culture:
Commit – Own it with accountability and urgency.
Collaborate – Win together through cross-functional synergy.
Care – Put people first, both employees and customers.
