Credit Control Officer

Job Objective:

The Credit Control Officer is responsible to review a portfolio of debtor accounts, the role purpose covers implementing CC activities on time to minimize bad debt provisions, performs credit risk assessment for new and existing customers, evaluating exceptional approvals, and providing recommendations to management.

Responsibilities:

• Conducting credit check assessment on daily basis within assigned portfolio and assigning the Credit Score /escalating all risky clients to the Credit Control manager.
• Coordinating with the Credit Control Manager in helping all clients who would prefer settling their policy premiums through Bank Facilities (Letter of Credit);
• Liaising with Collection/Credit Control Teams to resolve all client’s allocation and reconciliation issues to have a clean aging debtor.
• Review & update various contracts CR, Industry types and ensure they are accurate as per the KYC
• Review & update various contracts’ Credit Score and document the applicable score
• Work with Allocation/SME Teams to clean all SME 1st instalments payments and allocate them into respective contracts.

Requirements:

• Fresh graduate (Finance/ Accounting major) or 1-year experience
• Fluent in English/Arabic and very good computer literate (Word & Excel)
• Excellent communication skills Written/Oral
• Good knowledge with numbers and financial background
• Basic analytical and negotiation skills
• Confidence to deal with a range of stakeholders